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🏆 Top Rated Upwork · 100% Job Success Score

Your Books,
Perfectly Clean.
Every Month.

Remote bookkeeping for US, UK & Australian small businesses. QuickBooks, Xero & SAP B1 specialist with 10+ years of experience. Delivered by the 5th. Every single month.

🔥 Get Free Consultation in 30 Min 📲 WhatsApp Now View Packages →
✅ US, UK & AU Clients
✅ 10+ Years Experience
✅ MS Accounting & Finance
✅ UAE VAT Compliant
MS
Muhammad Saeed
Senior Remote Bookkeeper · MS Accounting
U
⭐ Top Rated · 100% Job Success Score
Verified Upwork Profile · Since 2021
10+
Years Exp.
100%
Job Success
3.8
MS GPA
Certified Software Expertise
✓ QuickBooks ProAdvisor
✓ Xero Certified
✓ SAP Business One
10+
Years Experience
100%
Upwork Job Success
4
Countries Served
3
Software Certs
4.9★
Average Rating
$0
First Consultation
Verified Certifications

Certified by the platforms
your business already trusts

Not just words on a CV — these are official certifications from the world's leading accounting platforms, verifiable by your CPA.

QuickBooks ProAdvisor
Intuit Certified · Online & Desktop
✓ Officially Certified
Xero Certified Advisor
AU · BAS/GST · UK · VAT/MTD
✓ Officially Certified
SAP Business One
FICO & Logistics Modules · Hands-on
✓ Certified User
Upwork Top Rated
100% Job Success Score · Verified
✓ Platform Verified
What I Do For You

Stop losing sleep over
your finances

Every service designed around one goal: you focus on growing your business, I handle the numbers.

📚
Monthly Bookkeeping Most Popular
Full-cycle monthly bookkeeping in QuickBooks, Xero, or SAP B1. Bank reconciliation, categorization, and clean reports in your inbox by the 5th of every month — without you chasing me.
From $150/month
🧹
Cleanup & Catch-Up Bookkeeping
Books a disaster? 6 months behind? 2 years of chaos? I've seen it all and fixed it all. No judgment — just clean, accurate, tax-ready books delivered fast.
From $100/project
📊
Financial Reporting & Dashboards
Monthly P&L, Balance Sheet, Cash Flow statements and custom Excel KPI dashboards. Not just numbers — explained in plain language so you actually understand your business.
From $80/month
🏢
UAE VAT Filing & Compliance UAE
FTA-compliant VAT return preparation and filing for UAE businesses. Input tax, output tax, reverse charge mechanism, and reconciliation with your accounting records — handled correctly every quarter.
From $120/quarter
💰
Payroll Processing (US · UK · AU)
US, UK, and Australian payroll processing. Accurate tax calculations, payslips, and compliance with local regulations. Set up once, runs smoothly every pay period.
From $150/month
👔
Virtual CFO Services
CFO-level financial insight without the CFO salary. Monthly management accounts, KPI scorecards, budget vs actuals, and strategic commentary. Perfect for growing businesses who need more than just bookkeeping.
From $500/month
FREE DOWNLOAD
📋 End-of-Month Bookkeeping Checklist
For US, UK & Australian Small Businesses
✓
All bank accounts reconciled
✓
All invoices sent and recorded
✓
Supplier bills entered and paid
✓
Payroll processed and reconciled
✓
P&L and Cash Flow reviewed
✓
VAT / GST transactions tagged
✓
Receipts matched to expenses
✓
Books backed up and filed
Free Resource

Get the exact checklist I use for my clients every single month

Enter your email and I'll send you the free End-of-Month Bookkeeping Checklist instantly — plus my "5 Signs Your Books Are Costing You Money" guide.

✅ End-of-Month Bookkeeping Checklist (PDF)
✅ 5 Signs Your Books Are Costing You Money
✅ QuickBooks vs Xero — Which Is Right For You?
✅ No spam, unsubscribe anytime
🔒 Your email is safe. No spam ever. Unsubscribe with one click.
Real Results

Case Studies — Real clients,
real problems solved

These are real client engagements. Details shared with permission. Results are verifiable.

🇺🇸United States · Electronics Distribution
Focus LCDs
E-commerce · Electronics · Ongoing since Dec 2023
The Problem
Books were disorganized, bank accounts unreconciled, and tax preparation was creating significant stress and delays. The owner had no reliable monthly financial picture.
What I Did
Set up a clean QuickBooks workflow, reconciled all accounts, implemented a monthly reporting process, and began delivering P&L + Cash Flow by the 5th of every month.
✅ Clean books since Day 1 ✅ Reports by 5th monthly ✅ 16+ months ongoing
🇦🇺Australia · Service Business
Flow-Smart
Service Industry · Xero · 2021–2023
The Problem
The business had incorrect GST categorizations, a backlog of unreconciled transactions, and BAS lodgements that were not aligned with their actual books.
What I Did
Full Xero cleanup, correct GST categorization, monthly reconciliation, and BAS preparation every quarter — all managed remotely across time zones for 2+ years.
✅ GST corrected ✅ BAS on time every quarter ✅ 2+ years retained
🇦🇪United Arab Emirates · Trading
Rozi International UAE
Import/Export Trading · SAP Business One · 2023–Present
The Problem
A growing import/export business needed full SAP Business One implementation, VAT compliance setup, and reliable month-end reporting for management.
What I Did
Full SAP B1 FICO + Logistics management, UAE VAT return preparation and FTA filing, inventory management, and monthly management accounts for the board.
✅ VAT fully compliant ✅ SAP B1 live & running ✅ Monthly board reports
Simple Pricing

Transparent packages.
No hidden fees. Cancel anytime.

All packages include a free 15-minute consultation. Cancel at any time — no contracts.

Starter
$150/mo
For freelancers and very small businesses with simple books
  • ✓Up to 50 transactions/month
  • ✓1 bank account reconciliation
  • ✓Monthly P&L report
  • ✓QuickBooks or Xero
  • ✓Email support, 48hr response
Book Free Call →
⭐ Most Popular
Growth
$280/mo
For growing businesses with regular transactions
  • ✓Up to 150 transactions/month
  • ✓Up to 3 bank accounts
  • ✓P&L + Balance Sheet + Cash Flow
  • ✓AP & AR management
  • ✓QuickBooks, Xero, or SAP B1
  • ✓Priority 24-hr response
  • ✓Monthly 20-min video call
Book Free Call →
Established
$450/mo
Full-service bookkeeping for established businesses
  • ✓Unlimited transactions
  • ✓Unlimited bank accounts
  • ✓Full financial statements
  • ✓Payroll processing included
  • ✓Excel KPI dashboard monthly
  • ✓Tax-ready books year-round
  • ✓Weekly check-ins available
Book Free Call →
How It Works

From messy books to clean reports
in 48 hours or less

1
Free 15-Min Call
We talk through your books, your software, and what's causing you the most stress. Completely free, no obligation.
2
Secure Access Setup
You give me secure read/write access to QuickBooks, Xero, or SAP. We sign an NDA. I see only what I need.
3
I Clean & Set Up
I review your books, fix issues, set up a clean system, and get your current month up to date within 48 hours.
4
Reports by the 5th
Every month, your P&L, Balance Sheet, and Cash Flow arrive in your inbox by the 5th. No chasing required.
MS
📸 Replace with professional headshot
Muhammad Saeed
Remote Bookkeeper & Accountant
🎓
QualificationMS Accounting & Finance · 3.8 GPA
🏆
Upwork StatusTop Rated · 100% Job Success
🌍
Clients ServedUSA · UK · Australia · UAE
📅
Experience10+ Years Professional
✉️
💬 WhatsApp Me Directly
About Me

When you hire me, you work
with me — not a junior.

I'm Muhammad Saeed, a professional bookkeeper and accountant with over 10 years of hands-on experience. I currently provide ongoing remote bookkeeping for Focus LCDs (USA) and previously managed full Xero bookkeeping for Flow-Smart (Australia) for over 2 years.

Unlike accounting firms where your file gets handed to a junior, when you work with me, you work with me directly — every time. I understand your business, not just your transactions. I flag problems before they cost you money. I treat your finances as carefully as I'd treat my own.

I hold an MS in Accounting & Finance (3.8 GPA) and have extensive hands-on experience with SAP Business One, QuickBooks Online/Desktop, and Xero in real business environments across manufacturing, trading, retail, and e-commerce.

QuickBooks Online Xero SAP Business One Zoho Books Odoo Advanced Excel IFRS BAS / GST UAE VAT UK VAT / MTD
UAE Businesses

Serving UAE businesses
with full FTA compliance

Based in the UAE with 2+ years of hands-on UAE VAT, FTA compliance, and SAP Business One experience for UAE trading companies.

🇦🇪 UAE VAT Compliant
✅ FTA Registered
🏢 SAP Business One
📋
UAE VAT Return Filing
Quarterly VAT returns filed directly with the FTA. Input/output tax reconciliation included.
🏦
SAP Business One UAE
Full FICO and Logistics module management for UAE trading and manufacturing companies.
📊
UAE Management Reporting
Board-level financial reports aligned with IFRS and UAE regulatory requirements.
🇦🇪 UAE VAT Compliance Checklist
✅
Quarterly VAT Return (VAT201)
Filed on time with the Federal Tax Authority
✅
Input vs Output Tax Reconciliation
Every dirham accounted for before filing
✅
Reverse Charge Mechanism
Import transactions handled correctly
✅
Tax Invoice Compliance
All invoices meet FTA format requirements
✅
VAT Audit Readiness
Books always ready for FTA inspection
Client Reviews

What clients say about working with me

4.9
★★★★★
Based on Upwork reviews · Top Rated verified
5
4
3
★★★★★
Upwork
"Saeed is exceptional. He cleaned up 8 months of messy QuickBooks in under a week and our books have been spotless ever since. Communicates proactively and never misses a deadline. Highly recommend."
JM
James M. ✓ Verified
🇺🇸 E-commerce Business Owner, USA
★★★★★
Upwork
"We've been working with Saeed for over 2 years on our Xero bookkeeping. He understands Australian GST and BAS requirements perfectly. Reports are delivered on time every month without fail."
SR
Sarah R. ✓ Verified
🇦🇺 Flow-Smart, Australia
★★★★★
Upwork
"Professional, reliable, and genuinely understands accounting. He flagged a double-billing issue we'd missed for months. Our books are now tax-ready year-round. Best financial decision we made."
DK
David K. ✓ Verified
🇺🇸 Retail Business Owner, USA
★★★★★
Fiverr
"Incredibly responsive and thorough. Delivered my Excel financial dashboard within 2 days — exactly what I needed to present to my investors. Will hire again for monthly reporting."
AL
Alex L. ✓ Verified
🇬🇧 Startup Founder, UK
★★★★★
Upwork
"Saeed sorted out 14 months of QuickBooks backlog for our Shopify store. He understood e-commerce reconciliation better than any accountant I've worked with before. Ongoing monthly client now."
MH
Mike H. ✓ Verified
🇺🇸 Shopify Store Owner, USA
★★★★★
Upwork
"Excellent work on our UAE VAT filings. Saeed knows FTA requirements inside out. Our quarterly returns are now filed correctly and on time. Very professional communication throughout."
FA
Farhan A. ✓ Verified
🇦🇪 Trading Company, UAE
Your Data is Safe

Financial data security
is not optional

Your financial data is among the most sensitive information in your business. Here is exactly how I protect it.

🔐
NDA on Every Engagement
A Non-Disclosure Agreement is signed before any work begins. Your financial information is legally protected.
🔒
Encrypted File Transfer
All documents are shared via secure, encrypted channels. No files are ever sent over standard email attachments.
👁
Need-to-Know Access Only
I request only the minimum access required to complete your bookkeeping. Unnecessary access is never requested.
🏦
Secure Client Portals
QuickBooks, Xero, and SAP B1 provide enterprise-grade security. Bank login credentials are never shared or required.
🗑
Data Deletion on Request
Upon engagement end, any locally stored copies of your data are permanently deleted. A confirmation is provided in writing.
📋
GDPR & Privacy Aware
All data handling follows international privacy best practices applicable to US, UK, Australian, and UAE clients.
🤝
Every engagement includes a signed NDA. Before any work begins, we sign a Non-Disclosure Agreement that legally protects your financial information. You have a copy. I have a copy. Your data is safe.
Request NDA + Free Call →
FAQ

Questions I get asked
before every engagement

Am I locked into a long-term contract?
Absolutely not. All my engagements are month-to-month. You can cancel at any time with 30 days' notice. No termination fees, no penalties — I believe in earning your business every single month.
How do I securely share my bank statements?
We use your accounting software's bank feed (QuickBooks or Xero connects directly to your bank securely). For statements, I use encrypted file-sharing portals. Your bank login credentials are never needed or requested.
What if my books are years behind?
This is the most common situation I encounter — and exactly what my Cleanup & Catch-Up service is for. I've worked on backlogs of up to 3 years. No judgment. I assess the scope, quote you a fixed price, and get it done fast. Most cleanups are completed within 5–10 business days.
Do you work with businesses in different time zones?
Yes — I work with clients in the US (EST/PST), UK, Australia (AEST), and the UAE. I'm flexible with communication hours and respond to messages within 24 hours regardless of time zone. Most work is done asynchronously so time zones are rarely an issue.
What software do you work with?
I'm certified and experienced in QuickBooks Online, QuickBooks Desktop, Xero, SAP Business One (FICO & Logistics), Zoho Books, Odoo, and Peachtree. I also use Advanced Excel for dashboards and reports. If you use different software, ask me — I'm likely familiar with it.
Will my accountant/CPA be able to use your work?
Absolutely. I prepare books specifically to be tax-ready — meaning your CPA or accountant receives clean, categorized, reconciled books that reduce their time and your cost at tax season. I can also communicate directly with your accountant if needed.
How do I pay for your services?
I accept payment via Upwork (safest, with built-in protection), direct bank transfer, PayPal, or Wise for international clients. Monthly retainer clients are invoiced on the 1st of each month, payable within 5 days.
What do I need to get started?
Just book a free 15-minute call. I'll ask about your business, your current software, and what's giving you the most headaches. After the call, I'll send you a proposal within 24 hours. If you're happy, we sign an NDA and I start within 48 hours. That's it.
Do you handle UAE VAT and FTA compliance?
Yes. I have direct experience with UAE VAT law, FTA portal filing (VAT201 returns), input/output tax reconciliation, reverse charge mechanisms for imports, and audit-ready record keeping. I'm currently managing VAT for a UAE-based trading company.
Can I switch from my current bookkeeper?
Yes, and it's easier than you think. I handle the transition, review your existing books for accuracy, and pick up from where things are. Most transitions are completed within a week with zero disruption to your business operations.
Get In Touch

Let's talk about
your books. For free.

Book a free 15-minute Calendly call. I'll review your situation and tell you exactly how I can help — no obligation.

📧
📅
Book a Call
calendly.com/saeedaccounts
🌐
Website
saeedaccounts.com
🌍
Serving
USA · United Kingdom · Australia · UAE
⏱
Response Time
Within 24 hours — usually faster
📅 Book Free Consultation 💬 WhatsApp Now
📅 Book Your Free 15-Min Call
Or send a message and I'll reply within 24 hours